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    Need a CV written in Norwegian tailored for the financial sector/industry for a Masters degree graduate in Money, Banking and Finance. Will provide my current Norwegian and English CV.

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    Need a CV written in Norwegian tailored for the financial sector/industry for a Masters degree graduate in Money, Banking and Finance. Will provide my current Norwegian and English CV.

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    I invested few lakhs to acquire a 1.02% stake in an SPV. Despite the overall sale price appreciation over five years...observe irregularities (which will enable me to engage in a more informed dialogue with the SPV team). Key responsibilities: - Focus is primarily on the review of financial statements - Identify any signs of financial fraud - Deliver a comprehensive report of your findings Ideal candidates for this project should have: - Proven experience in forensic accounting - Comprehensive understanding of financial statements - Ability to detect signs of financial fraud - Excellent report-writing skills - High attention to detail If you have a track record of conducting successful forensic audits and are confident in your ability to identify financial...

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    ...to individual investors, small business owners, and high-net-worth individuals. Key Features: - Detailed and clear information about my advisory services: Candidates with experience in creating informative and engaging content relating to finance or investments will have an advantage. - An investment portfolio section: The ideal freelancer should demonstrate an ability to elegantly display financial data in an accessible manner. - A contact form: Allow visitors to submit inquiries directly through the site. - An investment calculator: This needs to be user-friendly and visually appealing, requiring both frontend and backend capabilities. Ideal skills and experience: - Proficient in front-end and back-end development. - Demonstrable experience with finance or investment-re...

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    ...table. The data in question is financial in nature, and more specifically, the focus is on expenses. Here is what I require: - Just the expenses data extracted from the Excel file and made available for the creation of a pivot table. - You'll need to determine the format of the data in the Expenses column. Your skills and experience: - Advanced knowledge of Microsoft Excel, especially in working with different types of data. - Proven experience in handling financial data, specifically expenses. - Ability to interpret varying formats of data on Excel. - Good problem-solving abilities, given that the specific format of the data in the Expenses column wasn't provided. If interested, please provide a portfolio showcasing your past work relating to Excel and f...

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    I need a freelancer who can conduct a quick stock market research based upon availability. I am looking for a potential talent that can develop an algorithm for me that can help us keep earning money in the stock market without losing any money. I want to make an automate notification based on financial news so that I can just simply buy it if I know the top price going to go up and sell it if I know the stock price goes down in the future. So then I can prevent such thing, loosing money, to happen to me again in the future. For example, if I ask you, why is this particular stock's price (7781.T) has significantly decreased today morning (16th March 2024) ? What is your proposal solution to prevent that from happening of what I should have done in the past ? I expect you to ...

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    I'm looking for a freelancer to build a microfinance project. The goal of this project is to facilitate small loans to entrepreneurs and track loan repayments. Readymade Micro finance project for WestBengal base. The ideal candidate should have experience in developing financial management systems. Clear understanding of microfinance principles is a plus. Looking for a freelancer who can deliver a user-friendly, secure, and reliable platform.

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    Arabic Company Profile Design 6 dager left
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    I'm in need of a skilled graphic designer to create a sleek and professional company profile in Arabic language. The profile should be visually appealing and informative. Key Requirements: - Proficiency in Arabic: Fluency in Arabic language is a must as the content will be in Arabic. The ability to write and design in Arabic is crucial. - Graphic Design Skills: P...important that you are able to manage the content across multiple pages without losing the reader's interest. The profile should serve as a key tool for our business, showcasing our services and attracting potential clients and investors. If you have experience in Arabic design and marketing, please reach out. Thank you. The ability to search online for the required photos by the copywriter as his notes are ...

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    I am in need of a skilled freelancer with expansive knowledge in tax filing and planning, financial statement preparation, audit and assurance services, winding company procedures, and addressing private limited pending compliances. Ideally, you should have vast experience in handling financial matters for small businesses. Your application should include: - Detailed project proposal: Kindly break down how you plan to provide the services I require. Highlight your approach, the steps you will take, and the tools and methodologies you will employ to ensure everything is done professionally and up to standard. Skills and Experience: - Certified Accountants and Company Secretaries: Given the complexity of the work, it's crucial that you have completed professional cer...

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    ...Specifically tailored to the local community markets as these are the primary target markets. - Competitive Analysis: A detailed evaluation of the current and potential competition within the preschooler's tableware industry in local community markets. - Marketing Strategy: Developing an effective and robust marketing strategy that appeals to this particular demographic. - Financial Projections: Accurate and detailed financial projections to chart the path for sustainable growth and profitability. An ideal freelancer for this project should have considerable experience in business planning, understanding of the children's tableware industry, excellent research skills, and an ability to deliver insightful and practical strategies. Expertise in local market trends...

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    ...me , Uroosa ji, Riya Yadav 
-GTM Strategy & Competitive Landscape 
 - Market Size 
-Target Customers, Business Model Financial Status & Plan 
-Milestones with Timelines 
 
-Vision for the future of the company Given the current stage of my project, which is already launched, it's important that the freelancer understands the need to present a compelling narrative around the existing traction, revenue generation, and scalability potential. The financial forecast associated with this pitch deck only needs to provide a basic overview. I am not looking for a detailed month-by-month breakdown, but rather a clear an...

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    ...the functions and expectations of each party involved in our partnership. - Revenue Sharing & Financial Arrangements: The agreement should clearly state how profits will be shared and what the financial arrangements will entail. - Termination & Exit Strategies: Having a clear exit strategy is necessary for any business agreement. The document should cover the terms of termination and the process for exiting the partnership. This job would be ideal for someone who has experience with: - Drafting franchise or licensing agreements - Creating partnership or collaboration agreements - Familiarity with legal aspects of business partnerships - Strong understanding of revenue sharing models and financial arrangements - Ability to design clear roles and responsibili...

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    I'm looking for a professional writer with a strong understanding of business concepts to create a comprehensive business report for me. Key Requirements: - Analyzing financial performance - Evaluating marketing strategies - Assessing operational efficiency Ideal Skills and Experience: - Proven track record in business report writing - Understanding of financial, marketing, and operational concepts - Ability to concisely convey complex information

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    Company Overview: is a leading online platform dedicated to providing innovative & effective financial education. Our courses and resources are designed to empower individuals to achieve financial success. Job Summary: We are looking for a versatile and highly organized Digital Marketer to join our team.

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    I require a competent professional to create a Statement of Advice document covering three core areas - Investment Advice, Retirement Planning Advice, and Debt Management Advice. Key responsibilities: - Developing a comprehensive ...Planning Advice, and Debt Management Advice. Key responsibilities: - Developing a comprehensive advice document targeted at individuals. - Diversifying the advice across investment, retirement planning, and debt management. Ideal Candidate: - Experience in financial advisement. - Exceptional writing and communication skills. - Profound understanding of financial planning and debt management strategies. - Proficiency in creating Word format documents. Deliverable: - A well-structured Word document embodying detailed financial advic...

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    I'm in need of a captivating, motivational Instagram reel that showcases the growth of a Robinhood account from $1000 to $20,000 in 15 days. The reel should be designed to inspire and engage viewers, utilizing the following elements: - 15-20 shots: These shots need to be carefully s...increasing 15-20 times over the 15 days. These screenshots should be a mix of static images and animated graphs, creating a dynamic visual representation of the account's progress. The ideal candidate for this project would have experience in video editing, a creative eye for storytelling, and a strong understanding of how to pair visuals with music for maximum emotional impact. Experience with financial or motivational content creation would be a plus. Please provide samples of your previo...

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    Android Forex Live Chart App 6 dager left
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    ...Market Accounts The app should be both functional and visually appealing, with an intuitive user interface that accommodates traders of all levels. The design should prioritize ease of navigation and effective use of the app's features. You will receive a specific set of indicators to include, but I welcome suggestions for improving functionality and user experience. Experience with Forex apps or financial tools is highly desirable. Please provide examples of similar work you have completed. Requirements: Do not simply post your portfolio or a generic message. I want to see specific samples or live charts that you will use. Indicate if you have experience with TradingView. We are open to using Flutter or other cross-platform solutions, so please specify the coding platfor...

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    Aggregator API Developer Needed 6 dager left
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    I'm in need of an experienced API developer(s) to assist with integrating our platform with multiple external systems in USA. Plaid API aggrega...investment what we need at minimum - certification steps 2) APIs for anyone to work with that broker through our APIs Key Responsibilities: - Developing APIs for integrating our system with more than 6 external platforms - Ensuring smooth and seamless data flow Ideal candidates should have: - Proven experience in developing APIs - A good understanding of data integration - Experience working with financial systems/ brokerages to understand various investment vehicles one can get - Different type of accounts / knowledge/ what is IRA or non-IRA for example. Please message me with your relevant experience and how you can add value ...

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    Directory Listing Website 6 dager left
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    Project Description: I am seeking an experienced freelancer to develop a directory listing website, similar in design and functionality to the following template: The design will be provided ...work, especially similar projects in the directory listing website category. 2. Cost Estimate: A detailed cost estimate, including all expenses and potential additional costs. 3. Implementation: Explain how you would implement the project, which technologies you would use, and why they are suitable for this project. 4. Timeline: Estimate the duration of the project from start to finish. Important Notes: - Proposals based on WordPress will not be considered. - Proposals without a portfolio will not be considered. Best Regards

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    I'm in need of a Medical Billing Assistant for my existing business. Ideal candidates should have an intermediate level of eCl...Ideal candidates should have an intermediate level of eClinicalWorks (eCW) experience and have a strong background in managing billing and insurance processes as well as analytical and financial reporting Key Responsibilities: - Collecting accounts receivable and processing appeals - Handling Medicare insurance claims - Handling commercial insurance claims - Assisting with monthly analytical and financial reports The ideal candidate should be well-versed in managing billing processes and have experience with both Medicare and commercial insurance. This role is crucial for ensuring our business's financial health, and we need someo...

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    I am seeking a talented...requirements are met and the proposal is persuasive and well-researched. Ideal Skills and Experience: - Proven track record in successfully obtaining business grants, especially for start-up funding. - Proficiency in understanding the needs of private foundations and tailoring grant proposals accordingly. - Excellent writing and research skills to articulate the business's vision, mission, and financial needs effectively. - Knowledge of the grant application process, including the ability to navigate complex guidelines and deadlines. - Strong communication skills to liaise with me effectively to gather all necessary information. Please include any relevant past experience or success stories in your bid. Let me know if you have any inquiries or need f...

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    ...on the table with the pitch deck. For the pitch deck, we need to go to the next level by improving the general design, and also making more clear what the investor will gain from this project. We would like an investor focused pitch deck with a compelling presentation regrouping facts and figures A timeline with milestones on market number and our financial analysis Ensure clarity and simplicity by using clear and simple charts to present financial data, avoiding information overload on a single slide. Utilize data visualizations like bar charts, line graphs, pie charts, and infographics (you can redesign the charts already put in the model). Incorporate interactive visuals for digital presentations if possible. Highlight key figures with distinct colors and larger font s...

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    Trust Fund Liquidation Advisor 6 dager left
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    I am currently in a position where I want to have full co...reason. This is an important step for me and I require professional input to guide me through this process. I am searching for someone with a strong background in financial management, particularly in trust funds. Knowledge in investment tracking is essential, alongside the capability of providing me a system where I can manage, monitor and make decisions about my finances independently. Additionally, the right candidate will be someone capable of: - Guiding me through the dissolution of my trust fund - Helping me establish full control and decision-making authority over my finances - Setting up a system for my independent financial control This is substantial shift for me and it's imperative I find the rig...

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    I am a beginner in commercial real estate and I want to specifically learn about underwriting retail properties. I'm looking for an experienced professional to teach me the ins and outs of this process. Key Areas: - I require a thorough understanding of market analysis. - I need to learn how to use financial modeling effectively in underwriting. Preferred Learning Format: - I'd like to have interactive sessions. I learn best through real-time engagement and possibly some Q&A. Skills and Experience Needed: - Deep expertise in commercial real estate, particularly in retail properties on excel - Proven track record of underwriting retail real estate deals. - Strong teaching and communication skills to make complex topics understandable. - Experience in conducting in...

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    I am in need of a skilled freelancer to go through my 150-250 page income tax document which is in Word Format. I have done some edits, but it's gotten rather messy and needs a professional touch. Key Tasks: 1. Grammar and P...final layout that presents the information in a clear, organized manner. I don't have any specific preferences for this, but standard professional formatting is the goal. Ideal Skills & Experience: - Proven experience in editing large documents - Excellent language skills - Proficiency in Word formatting - Knowledge of standard professional formatting - Previous exposure to income tax or other financial documents is a plus I am attaching a document from 2019 that we used. I would like it similar but cleaned up a little bit of different look...

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    I am searching for an experienced financial specialist to assist me in securing capital funds exceeding $500,000 for my service industry business. The capital will primarily be utilized to support and expand business operations. Ideal Candidate Skills: - Extensive experience in fundraising and capital generation in service industries - Proven track record of successful capital raising ventures - Deep understanding of service industry requirements and constraints - Strong business acumen and strategic planning skills Responsibilities and Goals: - Develop innovative and effective capital raising strategies - Assist in identifying potential investors and negotiating terms - Provide advice on efficient allocation of capital for business operations - Facilitate the realization of fun...

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    ...() A very basic layout with an index and page number, plus every essay staring in its own new page will do. Key Tasks: - Ensure readability and coherence in the formatting - Ensure this can be printed into a book format so it can be read comfortably. The lower number of pages the better. - I would like each essay title to be highlighted in bold. - I would like all the notes and "thank you" sections to be in a smaller cap size. - I would like the index o show the page number for each essay. - I did the first 8 manually, and you can take them as an example model. Doing this manually will take me forever and I am sure someone pro like you can do this fast and easily. Ideal freelancer would have: - Prior experience in book formatting - Strong grasp of English langua...

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    *Notes: this project is a continuation of the overall project as described in the job description and contract for Project 01. Same rules and guidelines apply: https://www.freelancer.com/projects/video-editing/Creative-Talented-VIDEO-EDITOR-Needed/details Total Per Project: $140 (50% off this 5th project, oriignal $280.00) 1/3 - Deposit 40%: $56.00

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    I need assistance in creating a specialized budgeting spreadsheet focusing on driv...specialized budgeting spreadsheet focusing on drivers license renewal costs. As someone who understands the intricacies of financial data, your task encompasses the following: - Developing a budgeting spreadsheet with an emphasis on renewal fees. - Including a feature for expense tracking and an income versus expenses comparison. - Incorporating a mechanism for budget forecasts to plan my finances better. The ideal freelancer for this task should excel in financial data management and have a comprehensive understanding of Excel or similar platforms. Previous experience in creating budget planning or financial management tools would be a significant advantage. Let's simplify my ...

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    As a real estate investment professional, I'm seeki...out to pre-foreclosure property owners and distressed property owners. The goal is not only to gain understanding about their current circumstances but also propose potential alternatives to foreclosure. Desired outcomes: - Collect data about the owners' current financial status and property specifics. - Determine if the owner is open to exploring unconventional financing solutions. - Encourage follow-up discussions to further delve into these options. You should be knowledgeable about foreclosure processes and creative financial solutions such as lease purchase agreements and title sales. Mastery of persuasive communication, excellent negotiation skills, and experience in real estate would make you an ideal ...

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    ...on the table with the pitch deck. For the pitch deck, we need to go to the next level by improving the general design, and also making more clear what the investor will gain from this project. We would like an investor focused pitch deck with a compelling presentation regrouping facts and figures A timeline with milestones on market number and our financial analysis Ensure clarity and simplicity by using clear and simple charts to present financial data, avoiding information overload on a single slide. Utilize data visualizations like bar charts, line graphs, pie charts, and infographics (you can redesign the charts already put in the model). Incorporate interactive visuals for digital presentations if possible. Highlight key figures with distinct colors and larger font s...

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    ...Examination Centre, checking that the security standards are being met, in order to ensure that there is no possibility of cheating at any stage. The exam content and result are irrelevant to this exercise. You will need to be observant and discreet in order to undertake this visit. You need to remain in the test centre and complete the exam as if you were a genuine entrant. We have full guidance notes to assist you, which give a very clear background of the environment. The actions that you need to take are actions that test takers attempt, so do not be worried about carrying them out. After the visit there is a report to complete, it is not lengthy but you need to explain what you did and what were the staff responses. The visit lasts one and a half hours. Your payment is $80...

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    Detail financial analysis of different companies

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    ...standards are being met. These are vitally important, in order to ensure that there is no possibility of cheating at any stage. We are looking for someone to act as an examinee. The exam is the CELPIP General test exam, but the content and the result are irrelevant to this assignment. You will need to remain in the test centre and complete the exam as a genuine entrant. We have comprehensive guidance notes to assist they give a very clear background of the environment. The actions that you need to take are actions that test takers attempt, so do not be worried about carrying them out. At the end of the visit there is a report to complete, it is not lengthy but you need to explain what you did and the responses by the staff. For the visit itself you need to arrive 45 minutes ...

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    ...usp=sharing Use this as the ultimate guide of what we need. The person who did the video is in her 3rd college semester of ASL… so if you are proficient, we are happy to see your version. The contest -Put questions in the project notes area -Do NOT message me directly, I will ignore it, and think you can’t follow instructions -I will review all entries, don’t tell me to “check out #XYZ” -Read the project comments and notes. Every question and answer is something everyone can learn from. I try to think through everything, but if not, this is what the project notes are for. -If you do an excellent job with one color shirt, and I give you 5 stars, I am open to you doing multiple entries, but use a different color on additional en...

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    I am looking for an expert in SSRS to set up a solution to track our daily financial transactions. The primary goal for this solution is to provide us with a simple, user-friendly way to access and track these transactions on a daily basis. Key requirements include: - Set up and customize the SSRS solution to track daily financial transactions - Ensure the solution is optimized for daily use and can handle the volume of transactions - Implement a system that would automatically send the daily reports to a specified email address Ideal skills and experience: - Proven experience with SSRS and setting up similar solutions - Strong understanding of financial data and tracking requirements - Ability to create automated reporting and email functionality I am open to sugg...

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    I'm looking for an Asana Team Manager who can help me keep track of various tasks assigned to my team. This role is crucial because it will allow me and my assistant to concentrate on managing the financial aspects of our expanding business. Key responsibilities: - Creating and managing tasks on Asana - Assigning and monitoring tasks to team members - Ensuring deadlines are met Important notes: - You'll be working with just one business for the time being - I'm looking for someone with a beginner's level proficiency in Asana, as this role will be more about managing tasks rather than setting up complex projects. Ideal Skills: - Proficient in Asana - Basic project management skills - Excellent task assignment and tracking capabilities - Ability to monito...

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    ...psychology and simplicity. I'm aiming for a logo that not only distinguishes our brand but also resonates with our audience on a deeper level. Connect with me if you're ready to create a memorable design that conveys trust and quality. The company is a one stop financial marketplace for all business funding needs. The company is called "Lendeavor" combination of the words Lend and Endeavor. We fund and finances small businesses. Our target audience is business owners. We strive to be very honest and transparent. We have a singular focus on financial technology and plan to open the doors to the future of how lending is done in America. Very tech driven and AI based lending platform. Futuristic yet simple and professional. Think a Fintech Amex. Similar t...

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    For my company, I require a proficient accountant with an expertise in bookkeeping and tax preparation. The candidate must be adept at maintaining and recording financial transactions, as well as preparing financial statements. Ideally, the freelancer should be experienced with: - Monthly, quarterly, and annual bookkeeping - Preparing tax returns and financial analysis reports Since we don't use any specific accounting software, the professional should either be well-versed with manually maintaining records or capable of suggesting and operating an effective accounting software for business.

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    I'm looking fo...audience is middle-aged adults (26-45), so the plan should include detailed strategies for engaging and appealing to this demographic. - Brand Recognition: A key part of the plan will be how to build and establish the brand as a go-to for high-quality skincare products. - Mall Unit Leasing: Part of the plan will include the strategy to lease a unit in a mall. This should involve market research, financial projections, and a compelling case for mall management. The ideal candidate for this project will have proven experience in developing business plans for beauty and skincare products, as well as specific experience in branding and retail leasing. The candidate should also have a deep understanding of the middle-aged adult market and what drives their purcha...

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    ...Target Locations: United States, and Canada. 3. Collect Data Points: The information for each lead should include the following: • Company Name • Company Address • Company Phone Number • Owner's Name • Contact Email • LinkedIn URL (if available) 4. Target Titles: The contact should hold one of the following titles: • CEO • Chief Executive Officer • Owner or Managing Partner • Founder • Chief Financial Officer (CFO) • Board of Directors • Pharmacist • Manager • Director Deliverables • An Excel spreadsheet with the collected data points for 2,000 contacts. • Ensure that there are at least 1,400 unique companies represented in the list. Quality Assurance • Perform regular reviews of the ...

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    I'm in urgent need of an expert in revenue summary analysis for my accounts assignment, to be completed ASAP. Areas of focus include: - Deciphering and analyzing an Excel file, which contains base financial data. - Providing a thorough understanding of the balance sheets, income statements, and cash flow statements in relation to the given data. Ideal qualifications: - Strong accounting background. - Proficiency in financial analysis and interpretation. - Familiarity with balance sheets, income statements, and cash flow statements. - Proficient in Excel data manipulation and interpretation. - Must be able to work fast as this task has a high-priority deadline.

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    ...can create a custom module for tracking referrals. Here are the main aspects of the project: We are creating a system to efficiently reach out to a large list of financial advisors and encourage them to refer their clients to us as new leads. Using Zoho CRM, Zoho Campaigns, and Zoho Analytics, this system will manage our outreach and track referrals. Financial advisor list will be imported into Zoho Campaigns. A select number of contacts will be added to an initial 6-week weekly campaign, and once completed, they will move to the 24-month campaign. In Zoho CRM, a custom module called "Partners" will be created to manage financial advisors who respond to our email campaign. When an advisor refers a client, we will manually enter the lead into the Leads...

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    I'm in need of a skilled project administrator with a solid understanding of Deltek Ajera. The main responsibilities for this role will revolve around supporting key financial functions and project setup. Key Responsibilities: - Monthly data entry support for accounts payable and accounts receivable - Proficiency in using Deltek Ajera for seamless setup of project tasks and projects Communication: I prefer to have updates on tasks communicated through project management software. Being able to track progress and have a clear overview of ongoing activities is crucial. Ideal Candidate: - Proficient in Deltek Ajera - Strong experience in data entry, particularly in accounts payable - Excellent project administration skills - Proven experience with project manageme...

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    ...that allows users to sign up and access the platform with ease. - Messaging System: A built-in messaging system that enables users to communicate with each other. - Forums for Discussions: A space where users can create and participate in discussions, fostering a sense of community and collaboration. Third-party Integrations: - Payment Gateway: Integration of a payment gateway to facilitate any financial transactions that take place within the platform. - Social Media Integration: Integration of popular social media platforms to enable users to share content and connect with their social networks. - Email Marketing Platform: Integration of an email marketing platform to facilitate communication with users through email campaigns and newsletters. Design Requirements: - Clean and...

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    I have a set of handwritten notes that I need to be typed out. The content is not complicated at all, but it's important to have excellent typing skills and attention to detail so as not to miss any information. - Content: The notes are not extensive, so it's a manageable task for a proficient typist. - Legibility: The writing is very clear and easy to read. - Quantity: The number of pages is relatively moderate, so this is not an overly demanding task in terms of volume. Ideal freelancer for this task should possess: - Excellent typing skills - High level of attention to detail - Experience in accurate transcription - Familiarity with handwritten texts.

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    ...Examination Centre, checking that the security standards are being met, in order to ensure that there is no possibility of cheating at any stage. The exam content and result are irrelevant to this exercise. You will need to be observant and discreet in order to undertake this visit. You need to remain in the test centre and complete the exam as if you were a genuine entrant. We have full guidance notes to assist you, which give a very clear background of the environment. The actions that you need to take are actions that test takers attempt, so do not be worried about carrying them out. After the visit there is a report to complete, it is not lengthy but you need to explain what you did and what were the staff responses. The visit lasts one hour. Your payment is $85 per visit....

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    Lokal
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    We need an expert to produce content for our card-based learning platform. The content will specifically focus on: - Banking procedures Ideal skills should include: - Expertise in banking and financial services - A profound understanding of card-based learning and content creation - Ability to impart complex procedures in a detailed, yet easy-to-understand manner Our focus is for learners to grasp fully optimised banking operations. We require a detailed walkthrough, so freelancers would be providing comprehensive, step-by-step guides on various banking procedures. This is a creative yet strategic role, perfectly suited for someone well-versed in both the banking industry and engaging content creation.

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    Hello, I'm lookin for an skilled android app developer. Please read my requirements carefully & then start bidding. Actually I made an app through No code platform & I also implemented in-app-purchases in it. My app is an education app & provide test series & notes to series I implemented through wp ays quiz maker & display in app in web view format. Can is this possible if you can make a new app & transfer all quiz to new app. Is it also possible that I can migrate my previous paid users to new app so that they don't have to pay again on new app. I hope you understood my requirements. Thanks in advance.

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