Average words per minute speaking jobber

We are looking for a Norwegian speaking content writer to write produkt pages and seo pages. The person need to have good written Norwegian skills. Vi er på utsikk etter en norsk skribent som kan skrive produkt sider og seo artikler for oss. Personen må ha gode skriftlig kunnskap i norsk.

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Dear all Norwegian speaking (and writing) people, Sidekick Content is growing and we are now looking for more Norwegian content writers. Please read more about the position on our website: We are looking forward to start working with you! Best regards, Camilla

En artikel på 1500 ord som handlar om fakturabedrägeri. Mer info i dokument

Ønsker å kom,me i kontakt med personer firmaer som kan Seo optimalisering for å bedre salg i min webshop . Ønsker en modell med pay per sale.

I'm looking for a skilled animator to create a captivating, professional 2D animation video. The video is intended to be a brief, less than a minute, product and service demonstration. Key Points: - Duration: Less than 1 minute - Style: 2D animation - Purpose: Product and service demo Ideal Skills and Experience: - Demonstrable experience in creating 2D animations, particularly for product demos or similar content - Proficiency with relevant animation software - Strong conceptualization and storytelling abilities - Capable of delivering high-quality, engaging animations within the defined timeframe - Previous experience in creating promotional material is a plus The animation should be both informative and visually appealing, designed to effectively showcase and expla...

I'm launching a tech-focused YouTube channel and seeking a skilled video editor to work on our upcoming YouTube Shorts content. Key Requirements: - Video Length: The shorts are all less than a minute in duration. - Frequency: I'll need around 3 videos edited per week initially, with a potential increase in volume as the channel grows. - Editing Style: The videos are tech-focused and should be engaging and visually appealing. - Skills and Tasks: You'll be expected to add Subtitles/Captions, create smooth Transitions/Effects, and apply Color Correction/Grading to enhance the overall quality of the videos. - Thumbnails: A proper 9:16 thumbnail should also be provided Ideal Candidate: - Previous Experience: It would be great if you have experience editing similar...

...• Ends in 6 days I'm looking for someone who is smart and can record some action songs for preschool kids. No previous experience is required. You can just use your phone camera to record the videos. You only have to act/dance based on the songs we provide. You will get the payments for each video song you record. We will provide you with all the reference songs for each video. It's just 3-5 minute long videos and it depends on the song. Please take a look at the example video (This is just a demo video and the rhymes will be mostly in English.) ============ ============ ============ ==== [login to view URL] ============ ============ ============ ==== PLEASE NOTE: You must be in SAREE for more professional looks....

Sto cercando un parlante italiano con un livello di competenza intermedio per entrare a far parte del mio team remoto come scrittore di contenuti. Questo ruolo comporterebbe principalmente la creazione di contenuti coinvolgenti in lingua italiana. Le responsabilità chiave includono: - Sviluppo di contenuti di alta qualità, informativi e coinvolgenti. - Garantire una forte connessione con il pubblico di lingua italiana. I candidati ideali: - Avere una comprovata esperienza nella scrittura di contenuti. - Essere parote della lingua italiana a livello intermedio. - Possedere forti capacità di ricerca. Anche se questo ruolo è remoto, sto cercando un giocatore di squadra affidabile e proattivo.

**Required Expertise:** - Proficiency in networking and load balancing across multiple slave servers. **System Requirements:** - **Video Management Panel:** - Support for uploading all video file types. - Encoding to MP4 format. - Implementation of HLS for accelerated video loading. - Integration of advertisements within videos. - Video deletion capabilities. - Management of abuse-related video deletions. - **Slave Server Load Balancing:** - Capability to manage and balance loads across a network of 50+ servers. - Deployment of new servers. - Dynamic addition and removal of servers. **Suggested Technologies:** - Familiarity with systems like xStream or gdPlayer, or the ability to implement similar solutions, would be advantageous. This role requires ...

...able to create their own accounts and subsequently log in to access our services. • Product catalog and search: A system for listing products and a search function to allow customers to easily find what they're looking for. • Payment gateway integration: A seamless method for customers to make secure payments. The website should have the capabilities to handle moderate product variables and an average traffic flow seamlessly. Key Magento 2.0 functions to be incorporated include, but are not limited to: • Customizable designs: I want to be able to tailor the aesthetics of the website to match the branding and sentiment of my business. • Robust security features: Customer data protection is a priority, as is securing transactions. • Advanced SE...

I'm looking for someone who is smart and can record some action songs for preschool kids. No previous experience is required. You can just use your phone camera to record the videos. You only have to act/dance based on the songs we provide. You will get the payments for each video song you record. We will provide you with all the reference songs for each video. It's just 3-5 minute long videos and it depends on the song. Please take a look at the example video (This is just a demo video and the rhymes will be mostly in English.) ============ ============ ============ ==== ============ ============ ============ ==== PLEASE NOTE: You must be in SAREE for more professional looks.

I am looking for an experienced video maker (Only in Noida or nearby Noida) to create compelling property promotional videos for my real estate business. Key Requirements: - You will be tasked with producing short, engaging videos, each less than a minute in length. - The videos should be visually appealing and professionally edited, designed to captivate potential property buyers. - The project includes ONLY English voice-over services. Ideal Skills and Experience: - Proven experience in shooting and editing real estate videos. - Proficiency in creating concise and engaging video content. - Excellent English language skills for voice-over.

I'm looking for an expert video editor who can create engaging videos in the style of Iman Gadzhi (Sample: ), with additional touches of character animation like Issac( Sample: ). Key requirements include: - Implementing fast-paced transitions to keep the audience engaged - Incorporating dynamic ...with similar projects or a strong portfolio showcasing your video editing skills in line with these requirements is highly desirable. I am looking for a long-term association, if you have read the above details, start your proposal with" Wonderful Idea" so we can understand that you read it completely and not a bot. Frequency of Videos: 15 videos/month. Apply only if you are ready to produce 1-minute sample.

We require an experienced native English-speaking telemarketer with a thorough understanding of software subscription sales. Your primary task would be cold calling potential clients for our Legal Practice Management SaaS. Our Software includes: - Case management - Client billing - Document management - Tele-legal Appointment software - AI legal advice support for lawyers - AI Diary maintenance and so on Ideal Skills: - Previous experience in SaaS sales/telemarketing - Familiarity with legal services - Fluency in English

I require a skilled professional who can create a 1-3 minute site plan view construction animation. I have included 2 screenshots of the level of detail required for the model, Key Requirements: - The animation should be in a 3D view. - The exterior view animation should be moderately detailed with textures - Duration should fall between 1-3 minutes Ideal Skills and Experience: - Proficiency in 3D animation software - Experience creating site plan view animations - Ability to incorporate moderate detailing with textures - Previous experience in construction animation is a plus Please share any relevant samples of your past work.

Cerco assistente italiano per contattare clienti su whatsapp. I clienti hanno lasciato il loro contatto per ricevere informazioni sui servizi. Necessario: -parlare italiano fluentemente -avere un numero whatsapp -buone doti comunicative

Cercasi 4 opinionisti in italiano, in lingua italiana, per talk generalista in youtube e social. Dovrai collegarti con webcam e microfono o col tuo cellulare al link che ti daremo. Le registrazioni o dirette durano da 1 a 2 ore. Interverrai, insieme agli altri ospiti parlando di argomenti di attualità, costume, viaggi e spesso televisione e reality show, che ti verranno prima anticipati. E' prevista una breve fase di istruzione e formazione, naturalmente pagata. E' necessario che tu invii un tuo video di pochi secondi di presentazione tramite il messenger di Freelancer, il video non verrà da noi scaricato, ma visto direttamente in freelancer, mai usato in nessuna circostanza a contesto. Va benissimo ad esempio un video di 20 o 30 secondi in cui ti presen...

...insurance license or is willing to get a license in any state in America. To become a license agent you will have to be 18 years and up, hold a government issued ID in America, pass a background test, have a social security card, take the state exam and get a passing score, and take finger prints. A passing score in most states 70%. We have a self-paced pre-licensing course to study for the exam. Average study time is 7 days. Once they receive your license, (OJT) on the job training is provided. This is a work form home position. All clients interaction will be over the phone, on zoom calls, and your method of advertising. You will be paid for results and set your own hours. 
 Key Skills and Attributes Required: - Impressive Self-Motivation - Excellent Time Management - Outstan...

I’m seeking an experienced freelancer who can design a 2D animation cartoon video, designed specifically for adults. The video should run for less than a minute. I need multiple videos of 1 min or less. Key details: - If possible, voiceover work coinciding with the animation is needed and would be appreciated if done by the freelancer. - The theme of the cartoon video is Parody, so a creative mind would be appreciated during our discussions. Skills and Experience: - Proven 2D animation work - Experience creating content for adults - Ability to incorporate voiceover effectively with the animation - Strong creativity in design and theme development. Sample - parody video attached.

I'm in need of a proficient video editor who specializes in creating engaging and dynamic social media conte...editor who specializes in creating engaging and dynamic social media content. Here's what the job entails: - You will be creating less than 1-minute videos primarily focusing on event highlights. - The content needs to be visually stimulating, concise and should effectively showcase the highlights of the event. - A strong understanding of social media trends is key to meet the audience's expectations. Ideal Skills: - Video Editing - Strong narrative storytelling abilities - Previous experience, will need a portfolio This work will be on a monthly basis so a committed and reliable individual is preferred. Have your portfolio ready to discuss. How much ...

I am currently in need of a competent editor who can efficiently handle both blog posts and videos. My content primarily includes: - Blog posts that average between 500-1000 words - Videos with a run time of about 5-15 minutes This role requires expertise in: 1. Blog Editing: - Strong understanding of language and grammar - Ability to enhance readability and flow - Familiarity with SEO best practices is a bonus 2. Video Editing: - Proficient in using video editing software - Ability to create smooth transitions and integrate sound effectively - Experience in color grading and special effects would be appreciated Ideally, I am looking for someone who has a proven track record of editing short to medium length blog posts and videos. If you have the necessary skills a...

...plugin that performs the following tasks: Retrieve quantity data for four specified materials from predetermined Revit schedules. Display the retrieved quantities in a user interface within the plugin. Prompt the user to select from three predefined conditions (each associated with a specific percentage) using a dropdown menu. Based on the user's selection, calculate an average of two predefined percentages and multiply this average by the retrieved material quantity. Key Deliverables: Functional Revit plugin that seamlessly integrates with Revit 2024. User-friendly interface displaying retrieved quantities and options for percentage selection. Automated calculations based on user inputs. Timeframe: Skills Required: Proficiency in C# programming and Autodesk Rev...

As a business in the gambling and betting industry, I am looking to create a well-structured pay-per-sale affiliate program for our specific products - online casinos and sports betting platforms. Seeking a professional with relevant affiliate marketing know-how and a background in the gambling domain. The potential freelancer should ideally have: - Experience in referring clients to the gambling/betting products. - Knowledge of the online gambling industry and its best affiliate strategies. - Proven track record of successful affiliate programs, particularly in sports betting and online casinos. Your task will include, but is not limited to: - Program creation and implementation strategy. - Identification of key revenue streams. If you have a knack for creating profitable affili...

...video editor to work on a range of projects including wedding videos, corporate event coverage, social media content and short commercial videos. Key Requirements: - The ideal candidate should be proficient in editing and have a strong track record of professional and corporate style video editing. Preferred editing with Premier - The video editing services required include full editing of a 1-minute clip. Skills and Experience: - Past experience in creating and editing videos for weddings, corporate events and for social media. - Strong portfolio of professional and corporate style videos. - Excellent editing skills with a keen eye for detail. - Proficiency with editing tools and software. - Ability to integrate graphics and animations seamlessly. Your role would be cruci...

...goal here is to design an algorithm that will execute trades according to a set of custom rules I've established. Key requirements and expectations for this project include: - The algorithm needs to be developed in Python - Trades should execute on Interactive Brokers and plot custom rules on TradingView. - Custom rules are provided by the client and not based on common indicators like Moving Average Crossover or RSI. - No manual intervention required; trades solely based on custom rules. - Experience in optimizing entry and exit orders for large orders or low liquidity scenarios required. - Trading signals, such as support and resistance lines and entry/exit markers, to be plotted on TradingView. - Alerts to be sent via email/message when orders are placed or exited. - Da...

I need an expert in Google Sheets to create a spreadsheet that will help me with data storage and organization, calculation and analysis, as well as collaboration and sharing. - You will be working with 1-5 sheets, ...need an expert in Google Sheets to create a spreadsheet that will help me with data storage and organization, calculation and analysis, as well as collaboration and sharing. - You will be working with 1-5 sheets, and you should be able to help me set up the data in a logical and user-friendly way. - I would require some basic formulas to be implemented, so knowledge of formulas like SUM and AVERAGE is a must. - Lastly, I need to ensure that the sharing and collaboration aspects of the sheet are secure and work smoothly. - Previous experience with similar projects ...

I'm in need of an adult-sized mythical dragon costume. The focus is on creating a detailed mythical dragon with wings and LED lighting and smoke breathing integrated. Key requirements: - Adult-sized: The costume should fit an average adult. - Mythical style: I'm looking for a costume that resembles a mythical dragon. - Wings: The costume should include a pair of dragon wings. - LED Lighting: Incorporate LED lights into the design to bring the dragon to life. Ideal skills and experience include: - Costume design and creation: Experience in designing and creating detailed costumes is crucial. - Knowledge of mythical creatures: An understanding of mythical creatures and their design is preferred. - LED lighting integration: Ability to integrate LED lights into th...

Sto cercando un freelancer esperto e creativo per sviluppare il sito web della mia nuova attività di travel designer. Il sito dovrebbe essere visivamente accattivante, intuitivo e riflettere l'unicità dei servizi di viaggio su misura che offro. - Il design deve essere pulito, professionale e in linea con il branding della mia attività. - Deve includere un blog dinamico per condividere articoli e storie di viaggio. - Deve essere integrato con i social media per permettere ai visitatori di seguire le mie pagine e condividere i contenuti. - È necessaria una funzione di chat dal vivo per assistere i clienti in tempo reale. - Ottimizzazione SEO per migliorare la visibilità online e attirare il target di mercato giusto. ...

NO AUTO GENERATED APPLICATIONS. THEY WILL BE DELETED. NOTE: I'M PAYING $2 PER HOUR FOR THIS JOB. DO NOT APPLY IF YOU ARE NOT OKAY WITH THAT RATE I want you to look at this personal portfolio site. Your job will be to evaluate the entire site and tell me any design issues, bug issues, UI or Flow problems, that need to be fixed. If you are a WordPress-Elementor developer, I can hire you to do the fixes as well. I'm looking for someone that can work immediately. REQUIRED: In your application tell me: 1. What computer & mobile devices do you own? Tell me the versions of the devices 2. What is the hourly rate I'm paying for this job? Are you okay with it? 2. Look at the site Tell me 2 problems you notice with the site, 3. Are you

I'm looking for a skilled and creative animator to create a 5-6 minute video including audio showcasing the entirety of my website. This means every single functionality to be covered in a captivating and detail-oriented manner. Video should provide our viewers with a thorough understanding of our platform's functionalities and benefits. Through captivating visuals and clear narration, we aim to engage our audience effectively and leave a lasting impression of our brand's offerings. The ideal freelancer for this project will have: - Excellent animation skills, with a portfolio showcasing similar projects. - The ability to articulate complex website features in an understandable and engaging way in the animation. We will explain all the features once everything is...

I'm seeking a talented video editor to create a less than one minute, cinematic video focusing on the engagement event, from a set of four videos provided. The main objective is to highlight the thrilling moments of the engagement without showing clear pictures of my client's face. The perfect candidate for this project: - Has extensive experience in video editing - Can deliver high-quality cinematic production - Has the ability to narrate a story without focusing on faces - Can work within a tight deadline. Please, share previous examples of similar work, focusing on your ability to narrate a story visually without relying heavily on faces. Looking forward to our collaboration.

I have raw video clips and interviews that I need to be edited into a 2-5 minute promotional video. The final video should be engaging and professional, and similar in style to the provided reference. The following video is similar to what I'm looking for: The goal of this video is to recruit other doctors to my clinic. Key highlights should include the facility, the equipment, and the culture. Key requirements: - Editing multiple video clips (some recorded with a phone) into a coherent and engaging promotional piece - Incorporating background music effectively - Ensuring the video is 2-5 minutes in length - Potentially coaching me on capturing video if needed Ideal candidate: - Proficient in video editing tools (e.g., Adobe Premiere Pro, Final

I'm looking for an experienced 3D animator to create a 2-minute explainer video for a high-tech concept in a professional tone. Your responsibilities will include: - Design and create enticing motion graphics for 3D animation explainer video. - Sync the animation with a professional voice-over to seamlessly communicate the concept. Ideal applicant should have: - Proficiency in 3D animation software - Experience creating explainer videos - Understanding of voice-over syncing - Ability to convey complex concepts in a simplified manner Please attach relevant samples of past work and include specific details on your role in the creation of the animation explainer video.

...connected to "" There are two different URL's for the API and two different JSON payloads. The app needs to determine which to use and stay with it until an error occurs. If an error occurs, there must be a retry button. When the button is pressed a haptic feedback should occur. The json gives time remaining in minutes. This must be converted to hours and minutes, omitting the minute and hour if none exist. For example 4h3m or 4m or 4h are all possibilities during a flight. The time remaining should zoom in and back out over 0.5 seconds when updated. Now for the graphical part. The altitude should be in the nearest foot if a fraction is provided. I want an emulation of a rotating drum readouts where the numbers that change roll up and down. If there ...

I'm in need of a talented telecaller who is fluent in Punjabi. This will be a medium to long term project. Ideal Skills and Experience: - Fluency in Punjabi is a must - Prior experience in telecalling Please note that the specific tasks are not yet defined; however, the primary responsibilities will likely include making outbound calls, taking inbound calls, and potentially conducting market research. If you are a skilled telecaller with excellent communication skills in Punjabi, I'd love to discuss the details of this project with you.

I am looking for a video editor, fluent in Italian, to edit a short reel (less than a minute). Key Requirements: - Proficiency in Italian language is a must as the content is in Italian. - Previous experience in editing reels is preferred. - Any style of editing is welcome, though demonstrating a good understanding of different editing styles is an asset. Looking forward to seeing your reels and discussing the project further.

I'm in need of a talented animator to create a more than 3-minute long 2d animation, showcasing a cartoon-style feeling. Key requirements: - Animation style: Should be cartoon-like, entertaining and engaging. - Duration: Animation must be more than 3 minutes long. - Voiceover: Yes, the animation will require a voiceover. Note, however, that a script will not be provided for the voiceover, and therefore, will need the freelancer to come up with the script based on the storyline. Ideal Skills: - Exceptional in 2D animation. - Experience in designing cartoon-style animations. - Outstanding voiceover skills with creativity in script writing. - Ability to deliver project within the agreed timeline. If you believe you have these skills and can get creative with a fun and engagi...

Are you a native Spanish speaker with a passion for language and a talent for translation? Join our team as a Title Translator and help bring our content to Spanish-speaking audiences around the world! Responsibilities: - Translate titles from English to Spanish with accuracy and cultural sensitivity. - Ensure that translated titles material

I am looking for an experienced video editor capable of transforming pre-recorded videos and pictures from an ...editing, particularly creating cinematic-style videos. - Ability to incorporate music effectively throughout the video to create a compelling narrative arc. - Excellent sense of pacing and timing, required to keep the video engaging within a brief duration. - Prior experience working on similar projects is highly preferred. Your job: - Edit and compile existing video footage and photos into a five minute video. - Implement a cinematic editing style to tell a compelling story. - Integrate music to underscore the mood and enhance the storytelling process. Please provide examples of your previous work that highlight your capabilities to execute a project of this nature ef...

I'm seeking a skilled video editor to breathe life into my social media videos. Work entails transforming raw footage into engaging 3-5-minute videos that captivate. This project will encompass: - Incorporating captions for clear communication - Selecting and adding appropriate background music - Applying special effects to enhance video appeal The ideal candidate should have strong experience in video editing, social media trends, audio mixing, and modern special effects applications. Good understanding of storytelling dynamics within the short timing of social media videos is crucial. With your expertise, let's create compelling content that fosters connection and conversation.

I'm in need of a proficient professional with expertise in Ninja Trader 8 for developing a simple strategy. The strategy will be based on time-based buy and sell stops where the trigger of one cancels the other. This needs to be implemented on a 1-minute time frame. Proficiency in C# and familiarity with financial trading platforms are highly needed, as no indicators or conditions are to be used as triggers for the buy and sell stops. Proved track record in similar projects will be appreciated.

Descripción: Se requiere modificar una pagina web existente, la misma es: Estoy en un proceso de cambio de idea de negocio por lo que quiero acortar la cantidad de categorías pero así tambien reenfocar el diseño hacia algo mas plant-based o mas green en el estilo. El objetivo es poder mostrar la esencia de nuestra la cual es una empresa que da soluciones plant-based a nivel mundial. La web debe mostrar peso institucional, confianza, modernidad, calidad, contenido, variedad de productos, profesionalismo. Será la vidriera para que las grandes empresas vean lo que comercializamos. Parte de contenido ya esta en la que tenemos hasta el momento: La páginas debe cumplir con: - Estética prolija y moderna - Pagina y Contenido Optimizado para SEO...

I am seeking an expert in resume and CV enhancement to improve my existing profile. This profile concerns senior-level roles within shared services and procurement, necessitating specific competencies. KEY IMPROVEMENT AREAS: - Design and Formatting: My CV needs a more professional and streamlined layout to present my skills and experience more effectively. - Cont...improved senior-level CVs for individuals applying to shared services and procurement roles. Your application must demonstrate an advanced level of understanding of shared services and procurement roles. This understanding will be vital to ensure the CV is tailored to highlight the necessary skills and experiences. Successful applicants will be able to show a proven track record of turning average CVs into excepti...

...tasks: - Increase the number of followers of our German Facebook page - Increase the number of members of our associated Facebook group - Increase the number of members of our associated Whatsapp channel - Increasing the website's visibility in Google (e.g. through high DR backlinks or similar) It is important that only permitted and legal methods are used to increase the number of German-speaking participants! Backlinks only from real websites with traffic! No link farms or blackhat sites! I expect a precise structure in the procedure with concrete suggestions for action for the planned implementation, already in your offers. A 100% legal implementation is important to me, without running the risk of Google and/or Meta (Facebook & Whatsapp) blocking access! Plea...

I need a skillful video creator who can bring my brand to life with compelling talking head style videos. They need to be highly engaging and less than 1 minute in length. Required Skills: - Proficient in creating high-quality, talking head videos - Ability to deliver concise and engaging content within tight timeframes - Creative thinking with a knack for communicating brand stories visually -Script and everything will be provided from our side If you meet the above requirements and have an eye for captivating visual storytelling, kindly hit the bid button. I look forward to reviewing your proposals and previous work.

I need a 360 degree product video, to be compatible with both desktop computers and mobile devices. created from a provided CAD file. Not sure if CAD has product texture or skin. Might have to be created from photo reference. - The video should be less than 1 minute in duration. - I need a high level of detailing, as the video will be used for technical presentations. Ideal skills for this project include: - Proficiency in creating 360 degree videos. - Strong eye for detail and ability to maintain quality at all times. - Experience in creating videos for technical or engineering purposes. - Knowledge of software such as CAD to work with the product design. The final output should be a high-quality, engaging and detailed 360 degree product video that can be viewed on desktop co...

I'm on the hunt for a talented animator proficient in 2D animation, particularly in an anime-inspired style. The finer details are as follows: - The Style: The animation must be traditional 2D, closely related to anime. - Length: I envision the animation to run for no more than one minute. - Purpose: The animation is required for a studio project, where it will be used predominantly for presentation and promotion. Skillful storytellers who can weave a captivating narrative into a compact timeframe will particularly shine in this project. Strong experience with anime-style animation is critical, along with a keen understanding of choreography in animation. We also need someone who can color their own frames as well. This job is only for the drawing and coloring of the anima...

As an ardent enthusiast of NBA, MLB and UFC, I need a skilled programmer to design a sports simulation program that's capable of running on the Windows platform. The program should take statistical data for these three sporting disciplines to create an engaging and realistic gaming experience. Key Features Required: - Live Updated Statistics: Game should reflect current and up-to-the-minute stats of players. - Customizable Team Rosters: I want the ability to tweak team rosters as seen fit. - Realistic Gameplay Mechanics: The simulations should mirror the actual physics of the game as accurately as possible. The project is best suited for someone familiar with sports, particularly NBA, MLB, and UFC. Required skills include Programming, Statistical Analysis, and Game Design. ...

...following columns:  Age : a continuous variable (respondent’s age)  Job : type of job ("admin.", "unknown","unemployed","management", "housemaid", "entrepreneur", "student", "blue-collar", "self-employed","retired","technician","services")  Marital status : single, married, divorced  Education : unknown, primary, secondary, tertiary  Balance : average yearly balance (in Euro) in the respondent’s bank account (negative amount means bank overdraft)  Housing : whether the respondent has a housing loan (No vs Yes)  Loan : whether the respondent has a personal loan (No vs Yes) Hint: You need to tran...