The Fico Store

We have a small ecommerce website running on opencart. This is a startup project. We want to help as many people build good credit with all 3 agencies as possible. In order to do this, we have created this site so people can get monthly reports to these agencies without spending hundreds of dollars for credit repair services. The idea is simple. Buy a product with 0% interest, small monthly payments and put a new positive tradeline on your credit. This has helped me get better credit. What I am needing is someone with opencart experience to help me create the billing and payment systems. I need the cart to automatically do a $25 down payment per item chosen, have a set credit limit (normally $500, but can be higher) and an application approval system that does a soft inquiry on credit scores, and applies the credit limit accordingly. If you message me, so I know you are not a bot or automated response, start with the name of at least one of the credit agencies in your message.