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Medical Insurance
Why do people purchase such plans, or medical insurance schemes?
In the UK private medical insurance is purchased by individuals, families and companies for the benefit of their employees, for the following reasons, mentioned here under;
To have the choice of being treated at a high standard accommodation hospital, under professional health care experts and to be promptly treated without being waitlisted along with proper access to the drugs not available through NHS.
Cheap low cost corporate medical insurance and small business medical insurance cover; The corporate health insurance covers the entire staff’s health problems at a fee that more than pays for itself, if the staff is ill and give it the best possible treatment and gets them back to work at the earliest. The group medical insurance plan doesn’t come for cheap; however, employers take it since it is an investment for the employee’s health.
The number of employees insured may help in the type of cover available. Normally a small business consists of two to forty nine employees and has a small medical insurance plan. Whereas a company employing hundreds of employees would have a customized plan, which is quoted for by the medical insurance company or broker?
At time an insurance company may quote a small group, insurance plans for single or self-employed individuals.
Regards,
Sans.