List indian cities excel format jobber

I'm looking for a professional email marketing agency that can manage an email campaign for me. Essential skills/experience required: - Proficiency with email service like mailchimp or similar - Previous experience in email marketing, particularly in promoting products - Ability to send follow-up email Key deliverable...or similar - Previous experience in email marketing, particularly in promoting products - Ability to send follow-up email Key deliverables: - Sending out 350 emails using our email id - Creating and sending follow-up emails - Providing a detailed report on the campaign's performance Please note, I have a template for the emails already. I also have the database of the people to send out in excel format - company name, email, first name and last ...

...competencies and capabilities effectively. Key Requirements: - Deep understanding of PowerPoint design, and good eye for attention-grabbing visuals - Ability to translate corporate and product information into engaging content - Experience in creating corporate PowerPoint presentations is a major plus Specific Elements: - The presentation should showcase our capabilities, the products or services we excel in. - While not necessary, a designer who can incorporate well-crafted infographics would be ideal. Looking forward to collaboratively creating a presentation that helps us stand out from competition and generates interest from potential clients....

I have a simple text-based PDF file that I need to be converted into a Word document. The purpose of this conversion is to enable further editing and formatting. Key Requirements: - The PDF is straightforward, with no images or tables, just plain text. - The Word document should follow a standard business format, so no specific styling or custom style guide is needed. Ideal Skills and Experience: - Proficiency in typing and data entry - Familiarity with standard business document formats - Experience in PDF to Word conversion is a plus - Attention to detail to ensure accurate and error-free transcription

I'm in need of building a sophisticated AI website or platform that can assist me with various legal matters. The AI will be initially fed with legal documents in a PDF format and should be able to interact with users through a text-based chat interface. Key Features: - Natural Language Processing & Machine Learning: The AI should be capable of understanding and interpreting human language. - Text Summarization: The platform needs to be able to provide concise summaries of the legal documents fed to it. - Legal Research: Users should be able to ask the AI questions related to legal matters and receive accurate information based on sound legal research. - Case Prediction: The AI should have the ability to predict potential legal outcomes based on the information provided. ...

I'm in need of an experienced Excel professional who can help automate some daily tasks for me. Key Requirements: - Automate tasks: I need an expert who can help me automate some of the manual tasks that I perform daily on Excel. The aim is to speed up the process and potentially reduce errors. Additional Information: - No external interactions: The automation should be self-contained within Excel. There's no need for it to interact with any external databases or applications. Ideal Skills and Experience: - Advanced Excel Skills: The successful candidate should have a proven track record of automating tasks in Excel. - Experience with Daily Automation: Since this is a daily task, experience in setting up similar automations for daily use is...

I am seeking an audio engineer expert to improve the quality of my podcast recording. The recording was done using podtrak 4 and rode wire...attention: - Background noise: There is a significant presence of unwanted sound. - Echo: A constant echo is running throughout the recording. - Unclear voices: The speakers' voices are not clear enough. This might be a gain issue. The improvement on the audio quality needs to be made post-recording and not during the recording process. The final audio file after enhancement should be in MP3 format. Ideally, turn around in 24 hours Perfect candidate would be experienced in audio engineering, especially in dealing with similar podcast quality issues in the past. Familiarity with podtrak 4 and rode wireless microphones will be an a...

I need a label template for my natural health supplements, which are bottled in 500ml containers. I have all the necessary details such as the product name, ingredients list, dosage instructions, and my logo, but I require assistance in creating a professional and appealing label. Key Requirements: - Design a label template for 500ml bottles - Include the product name, ingredients list, dosage instructions, and my logo - The label size should be 200mm by 60mm - The design should feature a black background with a gold logo and either gold or white writing - The finished template needs to be in a format I can edit Ideal Skills and Experience: - Previous experience in label design, particularly for health or food products, would be highly advantageous - Proficiency in u...

I'm looking to create an extensive database of rice mills in India that includes essential information like Name, Address, Contact, Email and GST details. This data will be used for sales outreach, so each entry needs to be thorough and accurate. Key deliverables: - Compilation of data in a spreadsheet format. - Each entry must include the rice mill's Name, Address, Contact, Email, and GST details. Ideal Skills and Experience: - Proficiency in data collection and organization. - Strong attention to detail and accuracy. - Prior experience in market research, data mining or similar projects. - Knowledge of the agricultural industry in India would be a plus, but not required.

I have a printed document that I need copy typed. The main purpose of this is to edit and format it. Key Requirements: - Document is in printed form and needs to be typed into a digital format. - The document should be edited and formatted to adhere to APA style. Ideal Skills: - Proficiency in copy typing, with a strong attention to detail. - Familiarity with APA style formatting. I'm looking for a freelancer who can help me make this document ready for digital archiving.

...should have a basic understanding of digitazation and you are a critical thinker who can analyse the above matter of the position. You'll need to have expertise in lead generation, particularly in the industries mentioned above. If you had already some experience with lead generation in Switzerland or at least for European companies, this would be a great plus. the data structure should be an excel with minimum the following information: - company name - Some address or city - company website - Industry (one of the 4 above or more detailed) - Some short text about their product (can be e.g. the subtitle of company linkedin page) - contact person name - contact person position - contact person email - some telephone number (can be company or contact person) We ideally ne...

I need a freelancer to help me type text from digital files to an Excel spreadsheet. - The data you will be typing is textual in nature, with the content coming from digital files. The final output should be an organized and error-free Excel spreadsheet. - Attention to detail is crucial. The ideal candidate for this job will have experience with data entry, exceptional typing speed and accuracy, and a track record of working efficiently with digital text and Excel. Please be sure to include any relevant experience and your estimated timeframe for completing this task.

I'm looking for a skilled professional to assist with a data entry project. The aim is to input various contact details into a spreadsheet, with a range of essential and additional information. Key responsibilities include: - Entering Name, Email IDs, Phone/Mobile Numbers, and Website Links for each entry. - Including LinkedIn profile links, Other correlated details, and Remar...for each entry. - Including LinkedIn profile links, Other correlated details, and Remarks for each entry. Ideal freelancers for this project should: - Have a background in data entry. - Possess excellent attention to detail. - Be able to work efficiently and accurately. - Familiarity with LinkedIn and other social media platforms. - Experience working with data on spreadsheet platforms like Excel or...

I'm in need of a skilled scriptwriter who can craft a compelling monologue in speech format, addressing the issue of reproductive rights in current times. This monologue shall reflect the perspective of an individual directly impacted by their inability to have complete control of their own bodily autonomy (reproductive rights), creating a strong emotional bond with the audience. Your task includes: - Presenting a balanced blend of personal experiences and factual, statistical information. The personal anecdotes should seamlessly integrate with relevant facts and statistics, providing an authentic touch without overshadowing the message. - Making sure the script is engaging, thought-provoking, and highlights the importance of reproductive rights effectively. Skills & Ex...

I'm looking for a skilled professional who can convert a provided design into a PDF document using HTML format. The attached format should be replicated in the PDF. I will supply all the necessary content and images for the document. Key Requirements: - The PDF should include a header and footer as per the design. - Proper formatting and tables should be implemented. - Images and logos within the document should be accurately included. Skills and Experience: - Proficiency in HTML and experience in creating PDF documents. - Knowledge of would be advantageous. - Ability to replicate a design accurately in a PDF format. - Attention to detail to ensure all elements are correctly positioned. Budget: The fixed budget for this project is 500 INR. Please bid accordin...

I need an experienced data entry freelancer who can assist with a high priority task. The project involves inputting data into an Excel spreadsheet and carrying out online data entry tasks. The ideal candidate will be proactive, detail-oriented, and able to work efficiently with minimal supervision.

I have a bulk of digital files that need to be accurately transcribed into a digital format. The files are all in English, so proficiency in English is necessary for this project. Ideal skills and experience include: - Proficient in English - Fast and accurate typing skills - Experience with data entry

Deseo un sistema de ventas que me permita crear una base de datos para mis clientes , registrar inventario de bidones , registrar los pagos en efectivo Transferencia y los que deben , registrar compras , Cuento con un cuaderno con informacion de los meses de enero febrero y marzo quisiera ingresar esa informacion . Adjunto un formato de excel donde llevo prácticamente ingresando datos manuales , necesito llevar control de los ingresos y egresos

I need a skilled developer who is proficient in working with Google Cloud's OCR functionalities. The project involves the following specifics: - File Format: The OCR system should be able to extract text from PDF files, no other formats are required. - Output Format: The extracted text should be converted into a word file and worksheets. - Language Support: The OCR should be able to recognize and extract text in English only. This task requires someone with expertise in Google Cloud's OCR, the ability to generate word files and worksheets, and a solid understanding of language processing for English. High attention to detail and accuracy is crucial for this project. Basic UI is also needed for file management like input, output, split and review.

I'm urgently looking for a programmer with experience developing play-to-win games, specifically with an existing script. Main requirements and preferences: - Preference for a Ludo style game, but open to alternative suggestions in this format. - The game must have a “play to win” mechanism that needs to be engaging and well thought out. - The platform is flexible, it can be a web-based game or an app, so previous experience in both or either of them is an advantage. - The project has an urgent deadline and must be completed as quickly as possible. Ideal Skills and Experience: - Experience in developing play-to-win games, preferably with a mechanism similar to Ludo. - Proven track record in web or app-based game development. - Ability to deliver high quality proje...

I'm in need of an Excel Calculation Expert. I have data spreadsheets that need to do the calculations using Excel Your primary task will be to: - I've dataset (excel file), that needs to do the calculation using excel - Once it done then you need to write report as per following requirement Deadline: 10 hours or less

I'm in need of a freelancer who can make a simple but crucial update to my logo. - The current logo features 'Text A', which I need to be replaced with 'Text D'. - It's a straightforward job, and I would hope it can be completed within two minutes. - The updated logo should be saved in PNG format. Ideal Skills and Experience: - Proficiency in graphic design, specifically with logo editing. - Experience with a variety of file formats, particularly PNG. - An eye for detail and the ability to follow instructions clearly.

I'm seeking a talented video editor with a keen eye for piecing together 5-10 minute documentary-style vid...piecing together 5-10 minute documentary-style video clips. While basic trimming and merging skills are expected, masterful ability in color correction and enhancement is paramount, adding depth to our story. Familiarity and expertise with Hindi is a must. Your role will decisively determine the visual warmth, tone, and tempo for this vibrant narrative content. The ideal bid will include: Ek Indian hindi video editor expert Ki jarurat Hai. aur paise YouTube kamai ke 20 % Milega . Jo honest ho aur kam ko Lekar serious Ho Keval Vahi log D.M Karen - Proven proficiency in Hindi. - Documentary editing style samples. - Familiarity with basic trimming, merging and vivid co...

I need an Excel expert to assist me with various tasks involving data analysis and calculation 1. I have data and you need to do the historical data 2. After that you are required to write report as per requirement and instruction 3. Deadline: you may take 8-10 hours

I require an individual with li...prevention strategies. Each bibliography must be deeply and thoroughly analyzed using APA formatting. The format must be based on Registered Nurses in Australia only and not health care workers as that includes doctors and allied health which cannot be used for this review There are on which the literature must concentrate: - Mindfulness and stress management - Working environment adjustments - Burnout prevention strategies - How to improve burnout in Registered nurses The successful applicant will provide these bibliographies within a week from being selected. Experience in public health, specifically in hospital settings, is preferred. A strong understanding of citation in APA format and knowledge about the specifics of nursing burn...

I am seeking a talented pop vocalist with a knack for creativity. This exciting project involves converting a poem into a song. Key Responsibilities: - Create a pop melody for a specified poem - Bring the poem to life through song. Ideal skills: - Previous experience in the Pop genre - Strong vocal a...for creativity. This exciting project involves converting a poem into a song. Key Responsibilities: - Create a pop melody for a specified poem - Bring the poem to life through song. Ideal skills: - Previous experience in the Pop genre - Strong vocal abilities - Previous songwriting experience or ability to translate poetry into musical form. This is a fantastic opportunity for those who excel in conjuring up catchy pop melodies and are skilled at breathing new life into writ...

I need a skilled and experienced transcriber to convert a live recording of pop music into sheet music for my personal study. This initiative requires: - Proficiency in transcribing live recordings to written format - Familiarity with pop music genre to capture unique elements accurately - Ability to complete the task timely without compromising quality. I don't have an ear for music but play piano and guitar. Bruce Springsteen, from his Broadway recording, performs a piano version of "My Hometown" and I'd like to learn it, but don't have the sheet music.

I'm interested in developing an engaging, mixed media (both hand-drawn and digital) whiteboard explainer video, designed for business professionals. The main objective of this project is to provide a competent educational or training tool that effectively communicates business concepts in a digestible format. Ideal Skills and Experience: - Adept in mixed media animation - Understanding of business professional audience- at the executive level - Proficient in creating educational or training content - Ability to explain complex ideas clearly.

I need a data entry specialist to help me with a simple task of entering data into spreadsheets. Ideal Skills and Experience: - Proficient in data entry, specifically into spreadsheets, with a keen eye for detail - Experience working with Excel or similar tools - Ability to maintain accuracy and meet deadlines - Good communication skills and reliability Looking forward to working with a professional who can complete the task efficiently and accurately.

I'm in need of a skilled designer who can create a minimalistic and monochrome logo or suggested ideas for my upcoming perfume and beauty website. The logo is the cornerstone of my brand and I would like it to be adaptable for various formats including social media profiles, product packaging, and large format prints. Key Project Details: - I'm looking for a minimalistic high end luxury design style that embodies elegance and sophistication. - The colour scheme is monochrome and open to suggestions and ideas so the logo should be able to shine in a black and white palette or chosen colour scheme. - The logo should be versatile enough to be used across different branding materials like stationery, business cards, and letterheads. - The logo will be used on e-commerce, we...

I'm in need of...high-end clientele. - It should be modern and simple, avoiding overly complex or cluttered design elements. - For demo purposes, please use "freelancer marine services" as the business name. Once the successful candidate is selected, the business name will be disclosed for the final product. - Please DO NOT use any form of cursive in the logo - Must be able to provide both portrait and landscape format of the logo - Must be able to provide the logo in PNG, SVG and JPG file formats - The color scheme should only include the following colour palette: TURQUOISE: Hex #8BD3DD R139 G211 B221 C43 M0 Y13 K0 NAVY BLUE: R10 G25 B66 Hex #0A1942 C100 M92 Y40 K50 Note: - Please ensure all correspondence regarding the job is via Freelancer unl...

In this project, I need a freelancer who can meticulously manage data entry tasks. Ideal Skills: - Strong data entry skills, specifically with text data. - Advanced knowledge of Excel and data management within it. - Ability to understand and follow custom data organization instructions. Job Summary: - Enter text data into Excel format, understanding the importance of accuracy. - The data must be organized in a specific, custom order that I will provide. - Experience in similar jobs and a keen eye for detail will be highly beneficial.

I'm in urgent need of a skilled content writer who possesses strong proficiencies in Microsoft Excel. The primary task will involve generating written material for my organization, with an additional responsibility requiring accurate invoice creation. Your responsibilities in detail: - Generate compelling content that aligns with my organization's goals and objectives. - You would also be responsible for creating invoices using Microsoft Excel. Ideal qualifications and skills: - A strong grasp of the English language with excellent writing skills. - Prior experience with content writing and invoice creation. - Expert understanding of Microsoft Excel, particularly when it pertains to invoice creation.

...OneDrive folder and answer various queries related to these invoices. Once this functionality is implemented, I want to integrate it with Excel to call the GPT model directly from Excel cells and receive responses in the same cells. Project Requirements: GPT-Invoices Setup: The custom GPT "GPT-Invoices" should be able to analyze invoices stored in a OneDrive folder. The OneDrive folder will have subfolders for each month containing our company’s purchasing and selling invoices. The GPT should be capable of answering questions related to these invoices. For example: "Sum all subtotals of invoices in folder April2024invoices." Integration with Excel: From within Excel, I want to be able to call the custom GPT "GPT-Invoices&quo...

I'm in need of a professional who can remove FairPlay DRM from an Apple iBook and convert them to ePub format. Key Requirements: - Remove FairPlay DRM: I have only one Apple iBook that are locked by FairPlay DRM. I need these files to be stripped of this DRM while preserving the book content intact. - Conversion to ePub: The final format I require for these files is ePub. The files should maintain their original quality and formatting post conversion. Ideal Skills and Experience: - Prior experience working with FairPlay DRM removal is highly preferred - Proficiency in converting files to ePub format - Attention to detail to ensure that the book content isn't altered during the process Please reach out if you have the necessary skills and experience to tac...

I require a well-crafted, professional business brochure, with a focus on informing potential clients. The tone of the brochure should be professional and formal to best represent my business. Key points: - The main goal of this project is to create a digital format brochure (PDF, e-brochure) that is visually appealing and informative. I want to ensure that it projects a professional image and effectively communicates the key aspects of my business to potential clients. - The design should be clean, simple, and elegant. Ideal Skills and Experience: - Graphic Design: A strong portfolio of professional, corporate brochure designs is essential. - Copywriting: Ability to craft professional and informative content that suits the tone and purpose of the brochure. - Understanding of targ...

...looking for a detail-oriented individual to assist with a data entry project. The task involves entering a variety of data types including numeric, text, and alphanumeric, into an Excel file. Key Details: - You will be working with a spreadsheet that has more than 10 columns. - I require the data to be formatted in a specific way: - Color coding: Certain cells should be filled with specific colors. - Conditional formatting: Cells should be formatted based on specific criteria. - Data validation rules: Certain cells should only accept specific types of data. Skills required: - Proficiency in Excel, including experience with conditional formatting, data validation, and color coding. - Strong attention to detail to ensure accurate data entry. - Efficient and r...

I am in need of a skilled freelancer to go through my 150-250 page income tax document which is in Word Format. I have done some edits, but it's gotten rather messy and needs a professional touch. Key Tasks: 1. Grammar and Punctuation: Make sure the text reads well and is free from language errors. 2. Formatting and Layout: I am looking for a final layout that presents the information in a clear, organized manner. I don't have any specific preferences for this, but standard professional formatting is the goal. Ideal Skills & Experience: - Proven experience in editing large documents - Excellent language skills - Proficiency in Word formatting - Knowledge of standard professional formatting - Previous exposure to income tax or other financial documents is a plus I...

We are a direct, private money lender, and we need assistance remaking two of our loan program documents. Key Requirements: - Branding: The files should reflect the professionalism of our brand - Design: They ...lender, and we need assistance remaking two of our loan program documents. Key Requirements: - Branding: The files should reflect the professionalism of our brand - Design: They should be visually appealing and engaging, suitable for a professional audience - Informative: The documents should be able to convey all of the information in a digestible manner - File Format: I need the final designs in an Adobe or Figma file format. - Output: we should be given two separate files We have included the two files to be remade + the company colors that we us...

I'm looking for a freelancer who can help me shape my large, 535,000-word document into a book format (aprox 500 pages). It is a collection of the 222 essays written by Paul Graham () A very basic layout with an index and page number, plus every essay staring in its own new page will do. Key Tasks: - Ensure readability and coherence in the formatting - Ensure this can be printed into a book format so it can be read comfortably. The lower number of pages the better. - I would like each essay title to be highlighted in bold. - I would like all the notes and "thank you" sections to be in a smaller cap size. - I would like the index o show the page number for each essay. - I did the first 8 manually, and you can take them as an example model. Doing this

I'm looking for someone to help me create a list of 2000 industry specific business contacts, particularly names, company names, position, location information and email addresses. I would like this list to be compiled through online research only. Key responsibilities: - Researching and compiling a list of business contacts - Ensuring all email addresses are verified and duplicates removed. Note: The focus should be on getting accurate, up-to-date information.

Looking for someone with advanced skills in Excel and PDF interactivity who can transform a multi-sheet excel document into an editable PDF, while maintaining its ability to be converted back into an excel document. The purpose of this conversion is to enhance collaboration, hence the PDF should feature: - Interactive input fields that can be edited. - Checkbox and/or radio button functionalities. Also looking to add our company logo in the header and company info (addresses, phone numbers etc) in the footer. The ideal freelancer would not only support this conversion, but also maintain the original formatting to protect the sanctity of the document. Previous experience in similar work would be advantageous. Looking forward to your proposals!

...recurring project, and I require the newsletter to be sent out on a weekly basis. Key Requirements: - Design and Set-up: I need someone with a keen eye for design who can make the newsletter visually appealing and professional. - Audience Focused: The content of the newsletter should be tailored and engaging for experienced freelancers, providing them with valuable insights and tips that can help them excel in their freelance careers. Ideal Skills and Experience: - Proven experience in designing newsletters, specifically for experienced professionals. - Familiarity with email marketing tools for managing and sending out newsletters. - Strong understanding of the freelance industry and the needs of experienced freelancers. This is a long-term project, so I'm looking for a ...

I'm looking for a video editor who can help me with basic editing tasks for a personal video. Key tasks: - Trimming: I have raw footage that needs to be shortened. - Cutting: Some parts of the video need to be removed entirely. - Merging: I want the edited segments to be combined into a seamless video. The end goal is to have a final video in MP4 format. Ideal skills: - Proficient in video editing software. - Experience with simple editing tasks. - Ability to deliver high-quality output in a timely manner.

The goal is to develop a “media gateway” device able to receive a panoramic video from 2 cameras (for wider field of view) in RTSP/RTMP format and produce “professional-like” broadcast video to OBS to be further mixed, add graphics and etc and late streamed to Youtube (RTMP). To do so, the system will be able to crop the original panoramic video in a way that “follows the action” and simulates the panning movement. This production needs to be fully automatic, with no human intervention beyond activating / deactivating the stream and calibration to the field. Example of open source program:

I need a custom bill of lading that reflects our company branding and can be accessed as a Word document. The document shouldn't be editable by the recipient and doesn't require any security features. Key Requirements: - The bill of lading should be in Word format for easy access and editing on our end. - It should include our company information and logo, serving as a representation of our brand. - The recipient should not be able to edit the document, ensuring the information remains intact. Ideal Skills: - Proficiency in creating professional Word documents. - Experience with custom branding and design elements in documents. - Understanding of document security and the ability to make a file read-only. - Good communication skills to clarify any design elements or requ...

I'm looking for a creative mind to produce engaging 15-second product level videos to be used in Meta & Pinterest Dynamic Product Level Video Ads. WHO YOU ARE: - You have a firm grasp on the interests and trends of our target demo (young families with kids; approx 20-45 years old) and can captivate this demographic through short video format - You are familiar with the short, snappy format of 15-second social media videos and can effectively convey a product's appeal in this timeframe. WHAT YOU'LL DO: - Develop compelling 15-second product videos from static images for Facebook, Instagram, Snapchat, and Pinterest. Ideal skills: - Proven experience in creating short social media videos - An understanding of Facebook, Instagram, Pinterest creative b...

I'm looking for a seasoned professional to take my color-corrected film and elevate it through precise and dynamic color grading. The aim is to achieve an overall warm and vibrant mood, which will be showcased in cinema format. Key Responsibilities: - Enhance overall color balance: Ensure the film's color palette is consistent and harmonious across all scenes. - Improve contrast and saturation: Elevate the visual impact of the film by tweaking contrast and saturation to the desired levels. - Refine skin tones: Pay particular attention to skin tones to ensure they are natural, flattering, and in sync with the overall color grade. I need someone who has: - Proven experience in film color grading, with a strong portfolio to demonstrate their skills. - Proficiency in color g...

I need a professional 3D designer, ideally with experience in creating small-scale, intricate models. - The goal is to have a 3D model of a sign for visualization purposes prior to production. - The final 3D model is required in STL format. - The model should fit in less than 1 square foot space, keeping the dimensions proportionate and accurate. - Understandable knowledge of scale, proportions, and detail is necessary.

I'm encountering issues converting Excel formulas to Google Sheets, particularly with the VLOOKUP function. The problematic formula in question is central to my data analysis processes. I need a professional who can troubleshoot and effectively convert these formulas to be compatible with Google Sheets. Key Tasks: - Identify the source of the "IFERROR" error in the VLOOKUP formula as it functions in Google Sheets. - Modify the formula for accurate results in Google Sheets, ensuring it retains its original functionality post-conversion. Ideal Skills and Experience: - Proficient in both Excel and Google Sheets formulas and functions. - Strong experience with VLOOKUP and IFERROR. - Ability to troubleshoot and adapt formulas across different spreadsheet platforms...

I need assistance in creating a specialized budgeting spreadsheet focusing on drivers license renewal costs. As someone who understands the intricacies of financial data, you...understands the intricacies of financial data, your task encompasses the following: - Developing a budgeting spreadsheet with an emphasis on renewal fees. - Including a feature for expense tracking and an income versus expenses comparison. - Incorporating a mechanism for budget forecasts to plan my finances better. The ideal freelancer for this task should excel in financial data management and have a comprehensive understanding of Excel or similar platforms. Previous experience in creating budget planning or financial management tools would be a significant advantage. Let's simplify my financia...